Credit Union Membership: Great Rates. Low Fees. Fantastic Service.

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Start your adventure this fall!

Feel the cool, crisp fall air on your face while riding your new side-by-side or imagine the frigid air while enjoying a snowmobile ride through the snow-covered trails. Peninsula Federal Credit Union can help make this reality with refreshing rates starting as low as 2.50% Apr.

See us today or apply on line at

*APR=Annual Percentage Rate. Rates are subject to credit approval


Make the Switch to a Great Low Visa Rate

Make the switch to a great rate with a Visa Credit Card from Peninsula Federal Credit Union. We have one of the lowest Visa rates you can find anywhere and starting August 1st, it gets even better! We will be offering a 2.99%APR on all balance transfers and all new approved Visa applications.

Stop in or call a Member Service Representative for all the details.

*APR=Annual Percentage Rate. 2.99% rate is good for 12 months and will revert back to 7.25%, 9.25% or 12.95% depending on the card you hold with PFCU. Must meet eligibility requirements.



Skip-a-pay is a courtesy which allows you to “skip” your scheduled monthly payment for a minimal fee. Stop by any office or go online to see if your eligible for skip-a-pay today.

Eligible loans are as follows: New and Used Vehicle loans, Personal Loans, Share Secured Loans, New and Used Motorcycle Loans and Chattel Loans. Exclusions include, but are not limited to Mortgage Products, Business Lending, One Payment Notes, Student Loans, R.V. Balloons and VISA Credit Cards.

How often are you able to use skip-a-pay? Two times per year. An eligible loan must have four consecutive monthly payments made to be eligible to use skip-a-pay. Skip-a-pay may not be used for two consecutive months, a 60-day period must pass with payments being made on the loan before a second skip-a-pay can be used.

What is the fee for skip-a-pay? $25.00

How does the credit union collect the fee? Skip-a-pay fees are automatically pulled from your savings account or checking account when you sign the agreement either in person or electronically online.

*I understand that Skip-a-pay will amend the terms of my original loan agreement and I am still responsible to repay the entire unpaid balance of the loan. Interest will continue to accrue on outstanding balances during such periods when loan payments are not made.


Let Your Money Keep Working for You this Labor Day

Your money can continue to earn dividends while you are at the beach or the ball game.  Take a look at our current certificate and share rates by logging in and clicking New Accounts and then Shares and Certificates.


As the Seasons Change, Keep Security in Mind

With summer winding down and kids heading back to school, remember to stay one step ahead of potential scammers.  Never respond to unsolicited requests for your financial information.  Review tips for keeping your money secure by visiting


New School Year, New Password

Changing your password on a regular basis is a smart way to avoid identity theft.  To update your password, log in and select Info Center at the top of the page, then select Password.