Swap & Drop Your Rate

Looking for a new ride or a better rate? Swap your current vehicle or your loan and finance with West Michigan Credit Union, and we’ll drop your rate*! We might even be able to lower your monthly payment.

See you how much you can save with West Michigan Credit Union. Start your application online today! – Click here. Or give us a call at: (800) 442-4576.


*Minimum rate offered 2.49% APR (Annual Percentage Rate). Payment per $1,000 borrowed at 2.49% is $28.86 for 36 month term. Credit is subject to approval. Must qualify for membership. Refinance from other institutions only. Rates subject to change and may vary based on creditworthiness. Term may vary based on amount borrowed or year of vehicle. Offer available October 1- November 30. 


Keep Your Personal Information Secure

The recent Equifax breach brought to light personal data compromises for approximately 143 million Americans.  To protect yourself, we recommend getting a copy of your credit report as soon as possible – Annualcreditreport.com is a highly recommended site to use.  You will also want to actively monitor your credit cards, loans, and bank accounts going forward.


Relax with a Cup of Cider & Mobile Banking

Whether you are out on the town or cozy at home, Mobile Web Banking affords you the convenience of managing your accounts wherever you go, via your smartphone or other mobile device.  To learn more about Mobile Web Banking, log into online banking and click Go Mobile!


Don’t Be Spooked by Overdraft Fees!

Avoid overdraft fees by signing up to receive text alerts when your balance falls below a certain amount.  To sign up for balance alerts, log in and click My Messages, then eAlert Subscriptions.  For text balance alerts, contact us and we will help you get started.