Credit Union Membership: Great Rates. Low Fees. Fantastic Service.

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Visit our website to find new offers and rates!

 

Switch to a Ripco VISA and Save!

Don’t Wait! NOW is the Time to Transfer those higher-rate credit card balances to your Ripco Visa Platinum or Platinum Rewards Card!

Ripco’s Visa Platinum/Platinum Rewards Cards have interest rates as low as 8.99% APR* with:

• No Annual Fee,

• No Cash Advance Fee, and

• NO BALANCE TRANSFER FEE!

If you’re currently carrying a balance on higher-interest rate credit cards, you can save money and simplify your life with a FREE balance transfer to your Ripco Visa Platinum card. We can even discuss a credit line increase on your existing Ripco credit card so you can take full advantage of this money-saving offer!

If you don’t yet have a Ripco Visa Platinum or Platinum Rewards card – there’s never been a better time to apply.  To start saving today, call us at 715-365-4800 or toll-free at 1-877-365-4800.

* APR = Annual Percentage Rate.  8.99% APR is our best rate for VISA Platinum (with no rewards program). Rates are based on creditworthiness and will vary with the market based on Prime Rate.  The best rate for Ripco’s Visa Platinum Rewards card is currently 9.99% APR.

Variable Rate.

The ANNUAL PERCENTAGE RATE is subject to change the 11th day of April, July, October and January to reflect any change in the Index and will be determined by the Prime Rate on the 10th day of March, June, September and December of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin. The ANNUAL PERCENTAGE RATE will never be greater than 18.00%. Any increase in the ANNUAL PERCENTAGE RATE will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information.

Margin.

Purchases will be charged at a rate as low as 5.74%/6.74% (Rewards) above the Index. Balance transfers will be charged at a rate as low as 5.74%/6.74% (Rewards) above the Index. Cash advances will be charged at a rate as low as 5.74%/6.74% (Rewards) above the Index.

 

Waiting on Your Tax Refund?

Sign up to receive an email notifying you when your tax refund is deposited into your account! Log in, click Info Center, eAlert Subscriptions, and then Create New ACH Deposit or Withdrawal eAlert Subscription.

 

Celebrate Earth Day by Enrolling in E-Statements!

Protect the planet and your financial information by signing up for e-Statements! There will be no more paper to shred or identity thieves sifting through your garbage. To enroll, log in and click E-Statements. For more ways to keep your money safe, visit www.cusecure.org.

 

Don’t Put All Your Eggs in One Basket

Set up your ACH direct deposit to go into different accounts! Log in and click My Accounts on the top, then ACH Transactions on the left. Click on the company for whom you’d like to modify the distribution, then click Edit. If you don’t see an Edit button, call the credit union and we’ll be happy to assist you!