Carrying an Overload of Holiday Debt?

We have the solution. Transfer high-rate balances from the holidays to our VISA® and SAVE with rates as low as 4.99% APR*.

From January 1st through April 30th, you’ll save with a special balance transfer rate as low as 4.99% APR.* There are no fees to make the transfer, and you’ll save with one low monthly payment!

How to transfer:

1. Verify your current balance of other credit cards.

2. Request to transfer: Call us, fax your balance information, or complete and mail the coupon in this newsletter.

3. Remember never to email us your personal information.

Don’t have our card?

Apply online at, by email at or call 616.532.9067.

Please never email any personal information.

*APR = Annual Percentage Rate. Promotional balance transfer rate effective on balance transfers made January 1 – April 30, 2019. We will begin charging interest on these checks on the transaction date. Balances stay at this rate through your statement ending June 2019. After that, your rate will revert to the standard Retail/Purchase APR as previously disclosed in your cardholder agreement. By signing this form, you authorize the financial institution to pay the item for the amount indicated. Your account must be in good standing, and the financial institution reserves the right to return any item on accounts if your account is either in default, you have exceeded your credit limit, or if the item you wish us to pay would cause the outstanding balance in your account to exceed your credit limit. Rates and terms subject to change without notice. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Offer is not good on other current First United CU card balances.


Lobby Closed

Presidents’ Day

Monday, February 18, 2019

Staff will be participating in a day-long training event. Our call center will be open to serve you.

With ATMs and Online, Mobile, and Text Banking, and our CU*Talk Telephone Banking, we’re always open! For details, visit our 24/7 Access tab at Our Call Center is also open extended hours.


Make Mobile Banking Part of Your New Year’s Resolution

With It’s Me 247 Mobile Banking, you can keep track of your money anywhere you are, via your phone or other smart device. No more worrying about your funds – your account is just a few clicks away! Log into Online Banking and click ‘Go Mobile’ to learn more.


New Year, New Password

The new year has arrived, but security should remain a top priority when accessing online banking.  Keep your account protected by changing your password and security questions at regular intervals.  For additional tips on keeping your money safe, visit


Start Saving for Your 2019 Adventures Today!

You can set up your ACH direct deposit to have part of it go into a savings account, for any trips or vacations that you have planned for 2019. To configure this, log into online banking, click on ‘My Accounts’, and then select ‘ACH Transactions’. Next, click the name of the company and then click on ‘Create New Distribution’. (If you do not see this button displayed, please contact us at the credit union for assistance.) Finally, enter the amount you would like to begin saving. Then select the account, a start and end date, and click ‘Create’ to complete the process.