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Home Equity Loans For Spring!

Ready to freshen up your home, plan a project, or eliminate debt…even pay off your current mortgage? We’ve got the perfect solution.

Spring is a wonderful time of year.

It’s also a time when your eyes start noticing needed home improvements, the condition of your car, or mounting debt. There is always something to take care of!

Wondering how to pay for it all?

Let us help with a low-cost home equity loan. The equity you’ve built gives you access to affordable funds.

Home Equity Loans:

  • Rates as low as 2.25% APR*
  • Borrow up to 80% of your home’s LTV (loan-to-value)
  • Use the funds for any need!

More borrowing power:

We offer financing amounts of 80% LTV (loan-to-value). This is the amount of equity available less your first mortgage. This gives you maximum borrowing power so that you can do more with your money.

Calculating your available equity:

$_________ Home’s Appraised Value

– $_________<Less Your Current Mortgage>

= $_________ LTV x .80

= $_________ Available Borrowing Amount

Potential tax benefits:

Homeowners may recoup some of the expense at tax time — depending on how they use their home equity funds. According to, home equity interest may still be deductible in 2020 if the home equity proceeds are used only to “buy, build or substantially improve a taxpayer’s home that secures the loan.” (Please consult a tax advisor regarding your situation.)

Take care of all your spring needs. 

Apply here or call us at 616.532.9067 to get started.


Getting Ready to File Your Taxes?

View your reportable dividends and interest for 2020 with just a few simple clicks in It’s Me 247 Online Banking!  Log in, click ‘My Accounts’ on the top, and then select ‘Dividends/Interest.’


Go Green by Signing Up for eStatements!

Receive your monthly statements through online banking and protect your financial information from potential identity thieves.  Say goodbye to printed paper statements – sign up for eStatements today!  Log in, select ‘eStatements’, then click ‘Enroll Now’.  For more tips on how to keep your money safe, visit


Warmer Weather, Fresh Air and Peace of Mind

This spring, avoid overdraft fees by signing up to receive text alerts when your balance falls below a certain amount. Signing up is easy! Simply log in and click ‘Info Center’, then ‘eAlert Subscriptions’. For text balance alerts, contact us and we will help you get started.