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Welcome to the World of 2%

A local card that offers better rewards than ever before. If you already have our card, enjoy increased rewards for the holidays!

We’re giving our local Madison County Federal Cashback VISA cardholders an extra 1% cashback now through the end of the year! That’s a total of 3% cash back on all net purchases through the holidays.

Don’t come home empty handed this holiday, apply today to increase your spending limit by clicking here!

If you don’t have Madison County FCU credit card, now is the time to apply and get yours. With your Madison County FCU credit card you will enjoy cashback rewards with every purchase.

Apply online now, by clicking here and selecting VISA from the drop down menu.

*2% reward on PURCHASES only. Cash Advances and balance transfers are not included. Rewards are net purchases: If a purchase is returned, the reward will be deducted from the next reward. Reward amount does not change payment amount. Rewards that have not posted to the balance on regular monthly statement are not refundable. If credit card account is closed mid-month prior to end of billing cycle, rewards not posted to the balance on regular monthly statement are lost.


Your Money Can Continue Working for You Through the Holidays!

The holiday season is a busy time for many.  Your money can continue to earn dividends while you are gathering with friends and family.  Take a look at our current certificate and share rates by logging in and clicking ‘New Accounts’ and then ‘Shares and Certificates.’


Are Your Funds Ready for Black Friday?

Transferring funds to cover all your Black Friday shopping needs is easy!  Log into online banking via your home computer or mobile device and select ‘My Accounts’, then click ‘Transfer Money.’


Don’t Fall Behind on Updating your Password

Changing your password on a regular basis is a smart way to avoid identity theft.  To update your password, log in and select ‘Info Center’ at the top of the page, then select ‘Password.’  To review additional security tips, visit