A Mortgage Pre-Approval Can Be a “LifeSaver”

“LifeSaver” may be a little bit of a stretch, but obtaining a pre-approval sets the stage for success in the home shopping and buying process!

  • Realtors & home sellers know you are a qualified buyer.  When the market is tight, some realtors elect to work only with buyers who have a letter of pre-approval.  And when you’ve found the right one, if the asking price isn’t quite right, sellers are more likely to negotiate if they are confident you can get to the finish line with the sale.
  • Pre-approvals help you, the buyer, because you’ll know how much you’re eligible to borrow, so you’ll save time looking for the right home.  A pre-approval is good for 120 days.
  • You’ll benefit from a faster closing period, since the appraisal can be ordered immediately and your loan application can be processed full-speed ahead.
  • You’ll have piece of mind, knowing you have the groundwork in place.

A pre-approval with BlueOx Credit Union provides these benefits, along with the knowledge you are keeping your business local and contributing to well-being of the local economy.  PLUS, until June 30, 2017, when you obtain a pre-approval and close on your mortgage with us, you will receive a “LifeSaver” gift pack, complete with a fire extinguisher, carbon monoxide detector and smoke detector.

Let’s talk mortgages!  Contact Annette Campau, Mortgage Loan Originator (NMLS 88598) at 269-660-1329 or annettec@blueoxcu.org.


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