Receive banking information in a convenient way by texting SMART Federal at IM247 (46247)! Through this option your credit union can keep you informed with real-time alerts about account information.
With Text Banking You Can…
- Send a text message command to receive text message replies regarding the balance of your eligible accounts.
- Enroll in e-Alerts and receive notices regarding account balances, deposits, withdrawals, or when a payment is due.
Text Banking Commands
The following are Text Banking command examples and their responses. You can also access a list of these commands via a link in online banking during the Text Banking enrollment process. These commands can be sent to IM247 (46247).
|BAL||Balance for all eligible accounts|
|BAL BIZ||Balance for up to three savings or checking accounts|
|BAL 010||Balance for a specific account|
|BAL BIZ 010||Balance for a specific membership and account combination|
|STOP||Turns off all text banking|
|STOP BIZ||Turns off text banking for a specific account|
|HELP||The customer service number|
One-Way Text Alerts
You can set up one-way Text alerts via the e-Alert Subscriptions page, and create alerts similar to your standard e-Alerts:
- Account Balance
- Notification of an ACH Deposit or Withdrawal
- Notification that a Loan Payment is due
- E-Notice notification
How Much will this Cost?
Please see the Text Banking page in online banking for fee disclosures. In addition to any fees your credit union may charge, your mobile phone carrier may charge you standard text messaging fees. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.
How to Get Started?
You can enroll in Text Banking by clicking on the “Go Mobile” button on the It’s Me 247 toolbar. Then select Text Banking Home to access the enrollment screens. After enrollment, text commands to IM247 (46247).
It’s Me 247 Mobile Text Banking is only available at participating credit unions. Ask your credit union for more information.