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What is a HELOC?

A HELOC, or Home Equity Line of Credit, is a line of credit based on your home’s value and equity. Once you are approved for a HELOC, you can draw off of the balance for just about anything! At VLFCU we offer competitive interest rates, easy access to your funds, no closing costs, and a low annual fee. And when you pay down your line of credit, you can use it again without having to reapply! Call us today to apply for a HELOC. VLFCU is an Equal Housing Lender.


April Showers Bring May Flowers!

Open a new certificate with us and watch your money grow with our fantastic certificate rates! Just log in, hover over New Accounts, then click More Certificate Info to get started.


The More the Marry-er!

Want to increase your guest list for that once-in-a-lifetime dream wedding? Take out a loan with us! Log in, hover over New Accounts, then click More Loan Info to get started!


New Schemes Are Hatching

Online hackers are everywhere. Use Personal Internet Branch today and add some extra protection to your account. To get started, log in and click Create My Security. (If you don’t see this button, contact us at the credit union for other ways to protect your accounts.) Learn more about keeping your money secure.