What would you do with the cash equity in your home?

By paying on your home, you have created equity. You can use the equity in your home to consolidate debts. Use a Home Equity Line-of-Credit to pay off other high-rate debts in full. You will end up paying lower interest and have lower monthly payments.

Contact us to get started today!

NotreDameFCU.com/HELOC

800-522-6611

 

APR is Annual Percentage Rate. Loan is subject to credit approval. Rate is non-variable for first six (6) months. Introductory rate available for new loans only. At the end of the introductory period, the variable rate will be Prime -1.00%, Prime -.50%, Prime, or Prime +.50% depending on creditworthiness and LTV (loan-to-value) percentage with a floor rate of 4.00%. The variable rate will be determined by using the highest U.S. Prime Rate published in The Wall Street Journal “Money Rates” table. The rate is effective on the first day of the billing cycle. Minimum loan amount of $10,000 required. Monthly minimum payment is the interest due each period. Notre Dame FCU will pay up to $500 in closing costs associated with a Home Equity Line-of-Credit. These costs may include appraisal, flood certification, title search and filing fees. If loan is paid and closed within 36 months, the early termination closing cost recoupment fee is the lesser of credit union third-party fees or $500. HELOC is a 30-year loan: 10-year draw period and a 20-year fully amortized repayment term. Contact a Notre Dame FCU representative for further details. NMLS #405299.

 

Start Saving for Your 2020 Adventures Today!

You can set up your ACH direct deposit to have part of it go into a savings account, for any trips or vacations that you have planned for 2020.  To configure this, log into online banking, click on ‘My Accounts’, and then select ‘ACH Transactions’.  Next, click the name of the company and then click on ‘Create New Distribution’.  (If you do not see this button displayed, please contact us at the credit union for assistance.)  Finally, enter the amount you would like to begin saving.  Then select the account, a start and end date, and click ‘Create’ to complete the process.

 

Interested in Your Interest?

Did you know that you can access your annual IRS information in online banking?  Simply click ‘My Accounts’ at the top, then select ‘Dividend/Interest Summary’.

 

New Year, New Password

2020 has arrived, but security should still remain a top priority when accessing online banking.  Keep your account protected by changing your password and security questions at regular intervals.  For additional tips on keeping your money safe, visit cusecure.org.