Credit Union Membership: Great Rates. Low Fees. Fantastic Service.

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Visit our website to find new offers and rates!


Let us put you in the driver’s seat!

With rates as low as 2.99% APR1

 Plus, we offer additional ways to help you save money and time:

  • Green auto loan – 0.50% interest rate discount2
  • Express auto loan3 – take a check to the dealership!

Apply online today at

(800) 451-5719

Certain restrictions and conditions apply. Credit union services are federally insured by NCUA. 1Annual Percentage Rate: APR shown is available for well-qualified applicants based on credit scores. APRs for a 60-month loan currently range from 2.99% APR to 15.99% APR. Loan payment example: The monthly payment per $1,000 borrowed at 2.99% APR for a term of 60 months would require 60 monthly payments of $17.96 based on 30 days until the first payment. Rates, terms, offers and conditions are subject to change at any time based on market conditions. Your final rate and discounts are determined by your credit history. Approval is subject to meeting established credit criteria. 2Contact EFCU or visit for details and qualifying vehicles. 3Approval subject to meeting established credit criteria. Express auto loan checks must be picked up at an EFCU branch.


Looking for a Great Loan Rate This Autumn? We’ve Got You Covered.

Looking to complete some last-minute home improvement projects before colder weather arrives?  In the market for a new vehicle?  Check out our loan rates today!  Log into Online Banking, click ‘New Accounts’ at the top of the page, then ‘More Loan Info.’


Don’t be Spooked by Potential Scammers

Remember never to respond to unsolicited requests for your financial information.  Stay one step ahead of scammers and review additional tips for keeping your money secure by visiting


The Leaves May be Falling, but Your Balance Doesn’t Have To!

Avoid overdraft fees by signing up to receive text alerts when your balance falls below a certain amount. To sign up for balance alerts, log in and click ‘My Messages’, then ‘eAlert Subscriptions’. For text balance alerts, contact us and we will help you get started.