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The best HELOC in town featuring our lowest intro rate – 0.99% APR*!

A HELOC (Home Equity Line of Credit) allows you to borrow from your home as a line of credit, similar to a credit card. You can borrow what you need, when you need it, up to your available credit limit.

What’s so great about an Affinity HELOC?

  • Featuring our lowest intro rate – 0.99% APR!*
  • $0 application or annual fees
  • $0 closing costs*
  • $0 payments for the first 90 days
  • Interest may be tax-deductible*
  • Monthly payments of only 1% of the amount borrowed (pay only $100/month on a $10,000 balance)

Whether you need funds for home improvements, to pay off high interest debt, or a much-needed vacation, a HELOC can be one of the smartest ways to borrow money. Click here to apply online!

*Annual Percentage Rate. 0.99% APR introductory rate for the first six months. After the introductory period, the rate will adjust to the prime lending based on the risk-based model. Floor rate of 4.0% APR and ceiling rate of 18.0% APR. Consult your tax advisor regarding deductibility of interest. Closing costs may vary based on property value and underwriting policy.


Getting Ready to File Your Taxes?

View your reportable dividends and interest for 2020 with just a few simple clicks in It’s Me 247 Online Banking!  Log in, click ‘My Accounts’ on the top, and then select ‘Dividends/Interest.’


Go Green by Signing Up for eStatements!

Receive your monthly statements through online banking and protect your financial information from potential identity thieves.  Say goodbye to printed paper statements – sign up for eStatements today!  Log in, select ‘eStatements’, then click ‘Enroll Now’.  For more tips on how to keep your money safe, visit


Warmer Weather, Fresh Air and Peace of Mind

This spring, avoid overdraft fees by signing up to receive text alerts when your balance falls below a certain amount. Signing up is easy! Simply log in and click ‘Info Center’, then ‘eAlert Subscriptions’. For text balance alerts, contact us and we will help you get started.