Credit Union Membership: Great Rates. Low Fees. Fantastic Service.

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Cash Back on Your Auto Loan with Heartland FCU

Are you getting your best rate? Move your auto loan to Heartland FCU and enjoy 1% Cash Back! Not only will we give you cash back, we’ll do our best to beat your rate and lower your monthly payment. Plus, you can get up to 90 days deferred payments.

Get started with a short online application – Click Here. Want to talk it over before applying? Just call (937) 294-1991.


*Loans already financed at HFCU are not eligible. Rebate will be issued at time of closing. Offer may be combined with other HFCU specials. All loans subject to credit approval. Interest rate based on credit score, loan term, and vehicle details. Interest will calculate from day 1. Your cash back amount may be reported to the Internal Revenue Service (IRS) on the Form 1099-MISC. $95 origination fee.


Access Your Money, No Matter Where You Are

With Mobile Web Banking, you can check your funds anytime, anywhere, via smartphone or other mobile device.  To learn more, log into online banking and click ‘Go Mobile!’


Stay One Step Ahead of Potential Scammers

Don’t fall prey to scamming attempts!  Remember: if you receive any unsolicited requests for your financial information, do not respond to them.  You can review additional tips for keeping your money secure by visiting cusecure.org.


Having Trouble Paying Your Bills? Contact Us for Help

If you are having difficulty making your monthly payments on time, our staff can assist. We offer a variety of solutions to meet the needs of our members. Contact our staff today to see what options are best suited for you.