Drive Off With Lower Rates This Spring!

If you’re ready to start your spring adventures in a new car or with lower rates, we have you covered. You can even earn 1% cash back!!

Get a new vehicle, or refinance an auto loan with another institution, for lower rates to drive off with more cash in your pocket this spring.

  • Earn 1% cash back*
  • Repayment terms up to 84 months
  • Financing for model year 2011 or newer
  • Rates as low as 1.49% APR*

Click here to get started or call 804-359-8754, option 3, to speak to one of our Empowerment representatives.


*APR = Annual Percentage Rate. Subject to credit approval. Your annual percentage rate (APR) will be determined based on our internal credit criteria. $10,000 minimum loan, $500 maximum cash back of loan. Cash back pay back for loans paid within 24 months.


Looking for Great Rates This Spring? We’ve Got You Covered.

Hoping to complete a home improvement project before summer arrives?  In the market for a new car, truck or SUV?  Check out our loan rates today!  Log into Online Banking, click ‘New Accounts’ at the top of the page, then select ‘More Loan Info.’


Stay One Step Ahead of Potential Scammers

Don’t fall prey to scamming attempts!  Remember: if you receive any unsolicited requests for your financial information, do not respond to them.  You can review additional tips for keeping your money secure by visiting


Access Your Money, No Matter Where You Are

With Mobile Web Banking, you can check your funds anytime, anywhere, via smartphone or other mobile device. To learn more, log into online banking and click ‘Go Mobile!’