How does PIB Protect Me?

PIB Protected

PIB, which stands for Personal Internet Branch, provides a layered security approach to add additional authentication controls and member personalization features to It’s Me 247 Online Banking. This document summarizes the security features in place for credit unions that activate PIB and other related It’s Me 247 Online Banking options.

Security Features

  • Expanded/strong passwords*
  • Inter-member transfer controls*
  • Restricted password retries*
  • “Last logged in” security message*
  • Usage history*
  • Session time-out*
  • Custom site style*
  • Non-use password expiration*
  • Deactivation at member’s request
  • Log in to It’s Me 247 Online Banking via username instead of account number
  • Knowledge-based security questions to log in to It’s Me 247 Online Banking
  • Control access to It’s Me 247 Online Banking by Geographic location (IP address)
  • Control access to It’s Me 247 Online Banking by Computer (persistent cookie)
  • Activate/deactivate access to It’s Me 247 Online Banking by Day of week
  • Activate/deactivate access to It’s Me 247 Online Banking by Time of day
  • Activate/deactivate access to Transfers
  • Activate/deactivate access to Check withdrawals
  • Activate/deactivate access to ACH deposit maintenance
  • Activate/deactivate access to AFT/CFT record maintenance
  • Activate/deactivate access to Applying for loans
  • Activate/deactivate access to Opening accounts
  • Activate/deactivate access to Viewing cancelled checks
  • Activate/deactivate access to Managing personal information
  • Activate/deactivate access to Online bill pay
  • Require confirmation code for Transfers
  • Require confirmation code for Check withdrawals
  • Require confirmation code for ACH deposit maintenance
  • Require confirmation code for AFT/CFT record maintenance
  • Require confirmation code for Applying for loans
  • Require confirmation code for Opening accounts
  • Require confirmation code for Viewing cancelled checks
  • Require confirmation code for Managing personal information
  • Require confirmation code for Online bill pay
  • Set up inter-member transfer control lists online

*Security feature independent of PIB.